Tips for before you hit the slopes...
Read our handy tips for ski holidays....
Where skiing is concerned, we all know that 'what goes up the slope must come down'. There is the suspense as the ski lift conveys you to the top of the slope– and then the thrill as you descend down. It's a fantastic way to take in the breathtaking scenery.
However, the prospect of an accident, loss, damage or theft of equipment – such as skis, poles and specialist clothing – or loss or theft of an expensive ski pass sends a shiver down the spine of most skiers. Unfortunately, no one can predict when an accident may occur, boots or poles may be lost while they're not in use or skis may mysteriously fail to appear on the airport baggage belt.
Adding winter sports cover
Whether you plan to take on a small snow-capped hill or an assault on an Alps piste, skiers could add some form of winter sports cover to travel insurance to insure against these events. One of the most important things to bear in mind is that winter sports cover can vary across different providers so make sure you look at the details of any policy.
Which sports are covered?
The policy documents will generally list which winter sports will be covered and which will not so check these carefully. You may be able to take part in some additional sports if you are accompanied by a qualified guide or instructor.
There may also be additional conditions that you should be aware of, for example a requirement to stay off the slopes if there are any avalanche warnings, so make sure you read through these too.
Replacements
Some policies may also cover the cost of replacement equipment or ski passes so, if you're willing to pay for replacements initially, you can continue on the slopes. The last thing a skier needs is to have no equipment to use and their long awaited holiday cut short, put on hold or confined to the hotel room. Watching the snow flakes fall outside might look pretty – but seeing those winding their way down the piste may be less easy on the eye….
This Money Matters post aims to be informative and engaging. Though it may include tips and information, it does not constitute advice and should not be used as a basis for any financial decisions. BACB accepts no responsibility for the opinions and views of external contributors and the content of external websites included within this post. Some links may take you to another BACB page. All information in this post was correct at date of publication.