European car insurance cover

Planning to take your car abroad? Both BACB's Car Insurance and BACB Premier Cover Car Insurance include European cover as standard.

You can benefit from the same level of insurance as you would in the UK at no extra cost. Depending on the level you choose this could include repairs, personal belongings and personal accident cover.

Here’s what’s on offer:

Both cover levels will insure you to drive in Europe for a certain number of days.

European countries included

European cover lets you drive in any of the countries listed below:

Andorra Estonia Latvia  
Portugal
Austria Finland Liechtenstein
Republic of Ireland
Belgium France Lithuania Romania
Bulgaria Germany Luxembourg Slovakia
Croatia Greece Malta Slovenia
Cyprus Hungary Netherlands Spain
Czech Republic Iceland Norway Sweden
Denmark Italy Poland  Switzerland

Before you go

To help ensure your cover is valid, it’s important that you let us know the dates that you’ll be away before you set off.

Documents to pack

We recommend you take your Certificate of Insurance, your vehicle registration document (V5C) and both parts of your driver’s licence with you when driving in Europe. You should take the original documents, not copies. 

Combined UK & EU breakdown cover

If you’re travelling in Europe you may also want to look at European breakdown cover in case you have any problems on the road.

BACB's combined UK and EU breakdown cover (provided by Green Flag) includes all the features of UK breakdown cover as well as specific EU protection. It can be added to your insurance policy for an additional cost at any time.

European cover features:

  • Hire car - up to the value of £800 if you can’t use your own.
  • Accommodation - overnight accommodation if you can't reach your planned destination.        
  • 24/7 UK call centres - to answer your call at any time.
  • Protection - if your car breaks down up to 7 days before you set off on your trip you can receive up to £800 towards replacement car costs, or the cost of rebooking travel tickets.
  • UK legal advice - included on your travels.

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