Manage your account

    
Using BACB's Online Banking for joint accounts

You can both use BACB's Online Banking, as long as you have both registered separately for BACB's Online Banking and each have your own username.

Access codes

You will receive a letter with your unique access code within seven days of registering for the online service. You will need this code together with your chosen username to activate your account. Your account must be activated before you can log in to BACB's Online Banking.

Not received your access code?

If you haven’t received your access code within seven days of registering for BACB's Online Banking, please contact us.

Locked out of BACB's Online Banking?

Simply follow the link from the log in page for ‘Forgotten your log in details’, or ‘Is your access suspended?’. You’ll then be given instructions on how to access to your account.

Forgotten your username/password or security details?

All you need to do is follow the link from the log in page for ‘Forgotten your log in details’, or ‘Is your access suspended?’. You’ll then be given instructions on how to find out your username/password or security details.

Sort code not appearing in the dropdown box?

If your sort code does not appear on the dropdown box, please check it is a valid BACB's sort code.

If you’re calling about your partner’s account

To comply with customer confidentiality requirements, we can only discuss accounts or online registration with the account holder unless they have given you authority by registering a valid Power of Attorney Document with BACB's Finance.

To keep track of your BACB Savings or your BACB's Credit Card transactions, here’s how to get the complete picture when viewing your accounts online.

Account summary

This page shows all the accounts that you’ve chosen to work with online, and provides an at-a-glance view of your balances.

If you have another BACB Savings account or a BACB's Credit Card that you would like to work with online, click ‘Add an Account’. Alternatively, click ‘Remove an Account’ from your online view.

You’ll see each of your accounts, along with an 'options' dropdown menu – you can use this to access all your account management tools, allowing you to make payments, transfer money, view your statements, and so on.

What can I view online?

• View savings transactions

This page shows all the transactions made on your savings account in the past 90 days.

You can use the ‘previous page’ and ‘next page’ buttons at the bottom of the page to browse through all your transactions.

You can choose which transactions you want displayed using the ‘Filter by’ dropdown menu.

• View your credit card summary

This page provides an overview of your BACB's Credit Card account.

• Your BACB's Credit Card statement

Here you can see your last card statement. Use the ‘previous page’ and ‘next page’ buttons at the bottom of the page to browse through all the transactions in this statement. You can use the ‘previous statement’ button to look at statements for previous months.

• Recent transactions

Use this page to review all the transactions made on your BACB's Credit Card since your last statement.

• Opened an account but can’t view it?

In some cases, we will need to see some identification before we can let you use your new Internet Saver account. All financial institutions are required by law to identify customers when new accounts are opened.

• Previous Page and Next Page buttons

With these buttons you can view earlier or recent transactions (if applicable) in your statement.

• Previous Statement and Next Statement buttons

These buttons let you view any previous statements up to your most recent statement.

More Information

• Manage your BACB credit card online

Moved house or changed your email address? Make changes to your account without needing to pick up the phone.

Changing your username

1. Log in and select ‘Username’ from the make changes menu on the right-hand side of your screen.
2. You will then be asked to enter your current username and then a new one.
3. Once this has been changed, you can start to use your new username straight away.

Changing your password

1. Log in and select ‘Password’ from the make changes menu on the right-hand side of your screen.
2. You will then be asked to enter your current password and then a new one.
3. Once this has been changed, you can start to use your new password straight away.

Changing your email address

1. Log in and select ‘Email address’ from the ‘Make changes’ menu on the right-hand side of your screen.
2. You will then be asked to enter your current email address and then a new one.
3. Once this has been changed, you can start to use your new email address straight away.

It’s important you let us know as soon as possible that your email address has changed. If you ever forget your password we can get you back online more quickly if we know your current email address.

Changing your address

1. Enter your house number or name and your new post code, and using the Royal Mail Postal Address File, we’ll automatically fill in the rest of your address for you.
2. If your details are not recognised or are incorrect, you can manually enter your full address.
3. Any changes you make to your address online will be carried out within seven working days and will apply to any BACB's Savings account or your BACB's Credit Card.

This feature lets you make a direct payment from your Savings account to one of two possible accounts:

• Your BACB Credit Card (if you have one)
• One other nominated account (this can be a third party bank account)

Inter account transfer

Use this tool to move money from one of your BACB's Savings account to another.

Account transfers

Inter account transfers are normally treated as arriving in your account straightaway, except when they are made after 8pm or on a non bank working day. They will be treated as arriving in your account the next bank working day.

Trying to transfer funds but your account is unavailable?

1. Just select ‘Add an account’ from your accounts summary screen.
2. You will then be taken to the ‘Add products to accounts summary’ screen where you can add your accounts online.
3. These will be displayed the next time you view your accounts summary.

Can’t select your BACB's Credit Card account?

You can make a payment to your BACB's Credit Card in two ways:

1. Select your savings account and make a payment to your BACB's Credit Card using the ‘Make a payment’ option.
2. Select your BACB's Credit Card and make a payment to your BACB's Credit Card using a Switch or a Delta Debit card through the ‘Make a payment’ option.

You can you manage your BACB Credit Card online, you'll have access to the full range of online card services.

You'll be able to:

• View your last statement and balance
• View recent transactions, which you'll see on your next statement.
• Pay your monthly card statement online
• Request a new card limit (subject to status):
• Transfer balances from other credit or store cards
• Apply to set up additional cardholders. Note that additional card holders must be an immediate family member, over 18 and living at home with the main cardholder
• Set up a direct debit payment to automatically pay the minimum or full amount each month
• Request a PIN reminder online: we'll then send this to you by post

Find out all you need to know about managing your credit card online.

Register for BACB Online Banking to securely access your account anytime, anywhere. You can:

• View savings transactions

This page shows all the transactions made on your savings account in the past 90 days.

You can use the ‘previous page’ and ‘next page’ buttons at the bottom of the page to browse through all your transactions.

You can choose which transactions you want displayed using the ‘Filter by’ dropdown menu.

• Make a payment

You can make a direct payment from your Savings account to one of two possible accounts:

1. Your BACB Credit Card (if you have one)
2. One other nominated account (this can be a third party bank account)

• Inter account transfer

You can use this tool to move money from one of your BACB's Savings account to another.

• Account transfers

Inter account transfers are normally treated as arriving in your account straightaway, except when they are made after 8pm or on a non bank working day. They will be treated as arriving in your account the next bank working day.