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Car Insurance

Underwritten by U K Insurance Limited

Only available to new car insurance customers
Up to 1/3 off^ plus double Nectar points for up to 2 years for BACB shoppers with a Nectar card*

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Overview

Key Benefits

  • Up to 1/3 off for BACB shoppers with a Nectar card^
  • DOUBLE Nectar points for up to 2 years on your BACB shopping and fuel*
  • Courtesy car when your car is being repaired (provided through approved repairers, subject to availability)
  • 5 year guarantee on repairs when using an approved repairer
  • Uninsured driver promise with BACB Premier Cover Car Insurance#
  • Multi Car Discount
  • European cover

*Cover must be renewed at first renewal for double points to continue. See full terms and conditions below.

#Your no claim discount is protected if you have to make a non-fault claim against an uninsured driver. We will cover your excess. Please provide the registration number, make and model of the other car involved.

Why choose BACB car insurance?

  • Choose from two levels of cover, BACB Car Insurance or BACB Premier Cover Car Insurance, to get the right cover for you and your car
  • Optional extras:
  • 5 levels of UK breakdown cover available including combined UK & EU breakdown cover provided by Green Flag
  • Motor Legal Protection that helps you recover losses from the party at fault that you cannot recover from any insurance policy.
  • No claim discount protection - Minimum 4 years No Claim Discount required. Subject to eligibility criteria

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Offer Terms and Conditions

*Double Nectar
1) Offer available only to customers who take out a new BACB's comprehensive car insurance policy.
2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in BACB's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from BACB's Energy, Telecoms, Digital, Bank and all other BACB's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each BACB's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of BACB by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack.
8) BACB reserves the right to alter, cancel or withdraw the offer without prior notice.

What's covered?

Compare our cover

At BACB, we want to make sure you get the right cover for you and your car. That's why we've developed two levels of comprehensive car insurance, both designed to get you where you want to be.

Compare features of our 2 levels of cover:

FeatureBACB Premier Cover Car InsuranceBACB Car Insurance
Guaranteed courtesy cartickProvided through approved repairers, subject to availability
Enhanced courtesy cartickn/a
Windscreen repair or replacementticktick
Replacement lock and key cover for lost keysUp to £1000 plus Keycaren/a
Replacement lock and key cover for stolen keysUp to £1000 plus KeycareUp to £1000
5 year guarantee on car repairs when using an approved repairerticktick
Uninsured driver promise - no impact on No Claims Discount†tickn/a
Vandalism covertickn/a
BACB shopping replacement (up to £200)ticktick
Cost of child seat replacement if you have an accident, your vehicle is damaged by fire or theft or is stolen and not recoveredticktick
Double Nectar points for up to 2 years*ticktick

†Your no claim discount is protected if you have to make a non-fault claim against an uninsured driver. We will refund your excess. Please provide the registration number, make and model of the other car involved.

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We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.

*Double Nectar
1) Offer available only to customers who take out a new BACB's comprehensive car insurance policy.
2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in BACB's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from BACB's Energy, Telecoms, Digital, Bank and all other BACB's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each BACB's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of BACB by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack.
8) BACB reserves the right to alter, cancel or withdraw the offer without prior notice.

Optional extras

Our policies offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.

UK breakdown cover

You want your car journey to run as smoothly as possible. And this includes being able to start as you mean to go on. You can choose to add UK or UK & EU combined breakdown cover to your policy.

Find out more

Motor Legal Protection

  • Provides optional cover for an additional premium if you have a car accident that was not your fault.
  • Legal protection for up to £100,000 as long as it is more likely than not that your claim will succeed.
  • Helps you to recover losses from the party at fault which you could not recover from any insurance policy.
  • Examples of losses may include: loss of earnings, compensation for personal injury or repair costs (if you do not have comprehensive cover).

Find out more

No Claim Discount Protection

If you have not claimed on your car insurance for 4 or more years you may be able to choose to protect your no claim discount.

Find out more

___________________________

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*Double Nectar
1) Offer available only to customers who take out a new BACB's comprehensive car insurance policy.
2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in BACB's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from BACB's Energy, Telecoms, Digital, Bank and all other BACB's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each BACB's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of BACB by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack.
8) BACB reserves the right to alter, cancel or withdraw the offer without prior notice.

T's & C's & Policy

Further information

FAQs

Customer Support

*Double Nectar
1) Offer available only to customers who take out a new BACB's comprehensive car insurance policy.
2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in BACB's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from BACB's Energy, Telecoms, Digital, Bank and all other BACB's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each BACB's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of BACB by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack.
8) BACB reserves the right to alter, cancel or withdraw the offer without prior notice.

For questions and quotes

Call *

Send an email

Online contact form

Lines are open: Mon - Fri 8am-9pm, Sat 9-5pm and Sun 10am-5pm.

*Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

BACB's car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.

Please note that quotes cannot be provided for existing BACB car insurance customers whose policy was in force before 31st May 2024.

Weekly spend

...using BACB's Necter card

Select qualifying products*

Our Double Nectar Points offer is available on these accounts / policies

You must select at least one qualifying product

Nectar points total includes:

  • Base points you normally collect on BACB's shopping
  • Points earned by using your BACB's Nectar Credit Card

You could collect

points in the first year

Worth

*

Note: these figures are for illustration purposes only.

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Credit Card: Double Nectar Points earned only when you pay with your BACB's Nectar Credit Card & hand over your Nectar card. Bonus Nectar points subject to a monthly maximum of 2,500 points per product type per month on other products. Offer points cease on closure, cancellation or non-renewal of account/policy.


*For this calculator we assume that all qualifying products you select were opened within the last 12 months and continue to qualify for double Nectar points for the next 12 months.