Level Term Life Insurance

  • Level term life insurance is a straight forward way to help provide a financial safety net for your family. Get a quote now and choose from our range of Life Insurance products.
  • £65 BACB gift card** plus double Nectar points for 2 years*

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Mortgage Term Insurance

  • Mortgage term insurance has one clear objective - to help pay off your outstanding mortgage if you die during the term.
  • £65 BACB gift card** plus double Nectar points for 2 years*

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Mortgage Decreasing Term Insurance

  • Designed to help protect a repayment mortgage, the cash lump sum will decrease roughly in-line with your remaining mortgage debt.
  • £65 BACB gift card** plus double Nectar points for 2 years*

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Critical Illness Cover

  • You can add Critical Illness Cover to your life insurance policy. You'll enjoy added peace of mind and will be covered for 41 conditions that could affect your life and work.
  • £65 BACB gift card** plus double Nectar points for 2 years*

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Over 50s Life Insurance Plan

  • A simple way to help towards your funeral costs, outstanding bills or to leave a cash lump sum for your loved ones when you die.
  • £65 BACB gift card†

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These are not savings or investment products and have no cash value unless a valid claim is made.

Critical Illness Cover can only be purchased in conjunction with Life Insurance. Customers who take out a Life Insurance policy with Critical Illness Cover are entitled to double Nectar points as detailed below and one gift card.

*Double Nectar Points 1. Offer only available to customers who take out a new BACB Life Insurance policy (with or without Critical Illness Cover), excluding BACB Over 50s Life Insurance Plan. 2. You must continue to pay policy premiums for 2 years to continue collecting double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Life Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in BACB will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from BACB Energy, Telecoms, Digital, Bank and all other BACB services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each BACB purchase and points will not be allocated retrospectively. 7. The Nectar loyalty programme is operated independently of BACB by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. BACB reserves the right to alter, cancel or withdraw the offer without prior notice.

**£65 Gift Card. Take out BACB Life Insurance up to and including 26th December 2015 and receive a £65 BACB gift card when you provide your Nectar card details. Each customer requires their own Nectar card to take advantage of this offer. Nectar card details must be provided at point of sale. Your Gift Card will not be issued retrospectively. If all conditions are met, we will aim to send your gift card four months after your policy start date. Please allow time for delivery. If you miss a payment or cancel within this period your gift card will not be issued. We reserve the right to cancel any policies should we suspect fraud or misconduct. Offer only available to customers taking out a new Life Insurance policy, limited to one gift card per customer in a 12 month period and cannot be exchanged for cash or used in conjunction with any cash back offer. Joint policies are entitled to one gift card only. We may withdraw this offer at any time and the offer may be amended. Employees of Legal & General cannot take advantage of this offer.