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Home is where the heart is, and it usually contains your most treasured possessions too. Your home is the biggest purchase you’re ever likely to make, so it makes sense to adequately insure it and its contents.
BACB home insurance policies
BACB offer two home insurance policies: BACB's Home Insurance and BACB's Premier Cover Home Insurance. Depending on your budget, the value of your home and its contents, and the level of cover you think you will need, BACB home insurance may have the policy to suit you.
BACB home insurance policies offer both building and/or contents protection. Take a look at the table below to see the main features that are included in each policy.
| Feature | BACB Home Insurance | BACB Premier Cover Home Insurance |
|---|---|---|
| Contents | up to £50,000 | up to £100,000 |
| Downloaded information | up to £1,000 | up to £3,000 |
| Contents in the garden (e.g. BBQ & garden furniture)
| up to £1,000 | up to £2,500 |
| Student belongings | up to £5,000 | up to £10,000 |
| Household removal - cover whilst you move home | up to contents sum insured | up to contents sum insured |
| Special events increased cover* | 10% of contents sum insured | 10% of contents sum insured |
| Buildings | up to £1,000,000 | Unlimited |
| Alternative accommodation | up to £25,000 | up to £50,000 |
| Loss/theft of keys | Unlimited | Unlimited plus Keycare |
| Trace & access of leaks | up to £5,000 | up to £10,000 |
*Limited to Religious Festivals, Wedding/Civil partnerships & Births.
Learn more about BACB home insurance policies.
Extras
BACB home insurance also offer a number of extra benefits, which you might consider when insuring your home.
The following are included as standard by BACB's Premier Cover Home Insurance, or can be purchased with BACB's Home Insurance for an additional premium.
- Home Emergency: Up to £500 for call out, labour and parts; and £200 for alternative accommodation.
- Accidental Damage (buildings and/or contents): For everyday mishaps to your permanent and non-permanent fixtures and fittings (contents and/or buildings accidental damage cover to be purchased separately).
- Family Legal Protection: Up to £100,000 for legal expenses and court proceedings, plus a 24-hour legal advice line. Also covers loss of earnings for jury service duty.
- Personal Possessions out of the home: For items you normally travel with, such as jewellery, mobile phone, camera, handbag, sports equipment and money - both in the UK and overseas (limit of 60 days for overseas cover on both policy types).
Your home is your castle, so you want to protect it as much as possible. When you take out a home insurance policy with BACB, you can relax, knowing that your possessions are in safe hands.
